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Privacy and Terms & Conditions

Use of Information Collected

Treating Customers Fairly
IM Asset Management uses the information collected from visitors to its Website to address the specific needs of those visitors and to provide better customer service  This information is used to assess IM Asset Management in relation to ‘Treating Customers Fairly’ and driving change within IM Asset Management.

Record of Communications
The information collected is also used to maintain a record of communications between IM Asset Management and its Website visitors, and to comply with any applicable legal or regulatory requirements.

Terms & Conditions
Please read the Terms carefully. By accessing any page of this Website, you agree to be bound by the Terms below. If you do not agree to the Terms below, please do not access any pages of this Website.

These Terms are a legal document setting out your rights and obligations.  These Terms contain the full and complete understanding between IM Asset Management and you relating to this Website or the Services. No advice or information, whether oral or written, obtained by you through or from the Website or from any conversation with IM Asset Management staff or a professional financial adviser will operate to vary these Terms.

These Terms may be amended without notice to you. Your continued use of the Website following any changes will mean that you accept such changes.

  1. Content of Website - Whilst considerable care has been taken to ensure the information contained within this Website is accurate and up-to-date, no warranty is given as to the accuracy or completeness of any information and no liability is accepted for any errors or omissions in such information. All products referred to on this Website are subject to change without notice. IM Asset Management may amend this Website and our products and services at any time with or without notice to you. You agree that IM Asset Management shall not be liable to you or to any third party for any amendment, modification, suspension, or discontinuance of the Website or any products or services offered through the Website. IM Asset Management accept no responsibility for any information contained in any other website accessed via a hypertext link from this Website. No other UK or other country based person/company may link their website into IM Asset Managements Website without the express written permission of IM Asset Management. The content, accuracy and opinions expressed in such websites are not checked, analysed, monitored or endorsed by us. Access to any third party website is at your own risk. You agree that IM Asset Management has no responsibility or liability for third party websites and that IM Asset Management shall not be liable in any way for any damage or loss caused in relation to the content, goods, products or services available through such third-party websites.
  2. Use of the Website - You agree that you will only use the Website in a way which is consistent with the Terms and which complies with applicable laws and regulations. In particular, you agree that you will not use the Website to send or upload any material containing software, viruses or other codes, programs or files designed to interrupt, destroy, damage or limit the functionality of any computer software, hardware or telecommunications equipment or in any other manner which would interfere with or disrupt the Website.
  3. Taxation - Except where stated otherwise, the contents of this Website are based on IM Asset Managements interpretation of United Kingdom taxation law and practice as at the date appearing at the foot of each product fact sheet.  While we believe this interpretation is correct, we can give no guarantee that tax reliefs and the tax treatment of funds will remain the same in the future. The value of any tax reliefs will depend on individual financial circumstances and the country of residence. If you are in any doubt, you are advised to consult your professional financial adviser. 
  4. Liability - IM Asset Management accepts no legal liability for loss, damages or expenses which you may suffer or incur directly or indirectly by you accessing this Website. IM Asset Management reserves its right to restrict, suspend or terminate your use of this Website.  IM Asset Management does not guarantee the Website and that use of it will be free of fault or error nor that the Website will be permanently accessible. Access to the Website may be interrupted or restricted for routine or emergency maintenance or repairs or to introduce new facilities, products, functionality or services. IM Asset Management cannot be held responsible for any disruptions inherent in the operation of the Internet and the World Wide Web including viruses beyond IM Asset Management’s reasonable control and excludes all liability for direct and indirect losses thereby caused or contributed to.
  5. Downloading and Copying - Providing that you do not delete, change or modify in any way any copyright notices you may download materials and information from the Website to a single personal computer and/or print a hard copy of the materials on the Website in order to help you decide whether to invest in a IM Asset Management Fund or to take advice from a professional financial adviser. Except for this limited licence you may not copy, reproduce, re-publish, upload, post, transmit or distribute any material on this Website in any way. Doing so could constitute an infringement of IM Asset Managements and/or third party copyright and other intellectual property rights.
  6. Ownership and Copyright - The copyright in the Website and (unless otherwise indicated) its contents including all information, graphics, code, text and design are owned by IM Asset Management.  Unauthorised use of this material is strictly forbidden. In the event of a professional financial adviser wishing to publish or distribute written marketing or other promotional material based upon the content of this Website he/she may do so.
  7. Trademarks - This Website contains names and logos which are trademarks of IM Asset Management. Any unauthorised use of any of these names and logos would constitute an infringement of those trademarks and is thus forbidden.
  8. Severability - In the event that any term(s) or provision(s) of these Terms is/are held by a court of competent jurisdiction to be invalid or unenforceable then the remainder of the Terms shall remain valid and enforceable and you nevertheless agree that any court shall endeavour to give effect to IM Asset Managements intentions as reflected in the Terms.
  9. Jurisdiction and Governing Law - The Terms and any and all contracts concluded under them are governed by and shall be construed in accordance with the laws of England and Wales. You agree that any dispute/s arising out of the Terms or otherwise between us shall be subject to the exclusive jurisdiction of the Courts of England and Wales.
  10. Linking - We do not endorse and accept no responsibility for the content of any Website not operated by IM Asset Management which you may visit by following a link from this Website. No other Website, without the prior written permission of IM Asset Management is authorised to link to any part of this Website other than the home page nor when so linking to place, integrate or display any bar, frame or partial frame or any additional branding or graphic around the view of this Website presented to the internet user.
  11. Privacy Policy - IM Asset Management takes the issue of privacy very seriously. We would like to assure visitors to our Website of the security, privacy and confidentiality that they would expect from a leading financial services institution.

Complaints
If you have any queries or complaints about personal recommendations then please address them in the first instance to IM Asset Management c/o Compliance Manager.  In the unlikely event that you do not receive a satisfactory response you may direct complaints to:

Financial Ombudsman Service
South Quay Plaza
183 Marsh Wall
London
E14 9SR
Information Collected

General
We do not collect any personal information from anyone who is merely visiting or browsing our Website. However, personal information may be requested from visitors who choose to respond to online surveys, to send IM Asset Management an email message or to apply for certain products and services online.

Email and Product Inquiry
Through use of a "Contact Us" feedback form, visitors to our Website are invited to send email messages to IM Asset Management in order that we may respond to enquiries regarding our products or services.