IM Asset Management

Terms & Conditions

Terms of website use

This page (together with the documents referred to on it) tells you the terms of use on which you may make use of our website www.imassetmanagement.com ("our site"), whether as a guest or a registered user. Please read these terms of use carefully before you start to use the site. By using our site, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our site.

Information about us

www.imassetmanagement.com is a site operated by IM Asset Management Limited ("We"). We are registered in England and Wales under company number 05016348 and have our registered office at Riverside East, 2 Millsands, Sheffield, South Yorkshire, S3 8DT. Our main trading address is Riverside East, 2 Millsands, Sheffield, South Yorkshire, S3 8DT. Our VAT number is 945 7587 68.

We are authorised and regulated by the Financial Conduct Authority (FCA) and are entered on the Financial Services Register under the number: 402770.

Important Information

Reliance on information posted

Whilst considerable care has been taken to ensure the information contained within our site is accurate and up to date, commentary and other materials posted on our site are not intended to amount to advice on which reliance should be placed. No warranty is given as to the accuracy or completeness of any information. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our site, or by anyone who may be informed of any of its contents.

Nothing in this site should be construed as being personal financial advice and is therefore not a recommendation to buy or sell units in any of our product range. Should you have any queries about the financial products that you hold or the suitability of any of the investments included on this website for your personal circumstances, you should contact your Financial Adviser.

Performance information

Past performance is not a guide to future performance and may not be repeated. The value of investments and the income from them may go down as well as up and investors may not get back the amount originally invested. Because of this, you are not certain to make a profit on your investments and you may lose money.

Our site changes regularly

We aim to update our site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material. You agree that we shall not be liable to you or to any third party for any amendment, modification, suspension or discontinuance of the site or any products or services offered through this site.

Taxation

Except where stated otherwise, the contents of our site are based on IM Asset Management Limited’s interpretation of United Kingdom taxation law and practice as at the date appearing on each product fact sheet. While we believe this interpretation is correct, we can give no guarantee that tax reliefs and the tax treatment of funds will remain the same in the future. The value of any tax reliefs will depend on individual financial circumstances and the country of residence. If you are in any doubt, you are advised to consult your professional financial adviser.

Use of Our Site

You agree that you will only use the site in a way which is consistent with these terms and conditions and which complies with applicable laws and regulations.

Accessing our site

Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of our site, or our entire site, to users who have registered with us.

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms of use.

You are responsible for making all arrangements necessary for you to have access to our site. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms, and that they comply with them.

Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it (unless otherwise indicated). Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

Providing that you do not delete, change or modify in any way any copyright notices you may download materials and information from the site to a single personal computer and/or print a hard copy of the materials on the site in order to help you decide whether to invest in the CF IM Investment Fund or to take advice from a professional financial adviser. Except for this limited licence you may not copy, reproduce, re-publish, upload, post, transmit or distribute any material on the site in any way. Doing so could constitute an infringement of our copyright and other intellectual property rights.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

A professional financial adviser may distribute our written marketing or other promotional material based upon the content of this site, subject to any restrictions on circulation placed by us on the material and indicated on it. Any other use of the materials on our site for commercial purposes requires our consent.

Trade marks

Our site contains names and logos which are trademarks of IM Asset Management Limited and other companies within our group. Any unauthorised use of any of these names and logos would constitute an infringement of those trademarks and is thus forbidden.

Transactions concluded through our site

Contracts formed through our site or as a result of visits made by you are governed by our normal terms of business which will be provided on request.

Viruses, hacking and other offences

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

Our liability

The material displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, Irwin Mitchell LLP, Irwin Mitchell Scotland LLP and other companies which are under direct or indirect common control or associated with us hereby expressly exclude:

• All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity
• Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including:
• Loss of income or revenue 
• Loss of business 
• Loss of profits or contracts 
• Loss of anticipated savings 
• Loss of data 
• Loss of goodwill 
• Wasted management or office time; and 
• Whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link from any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice.

If you wish to make any use of material on our site other than that set out above, please address your request to info@imassetmanagement.com.

Links from our site

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. The content, accuracy and opinions expressed in such websites are not checked, analysed, monitored or endorsed by us. Access to any third party website is at your own risk. You agree that we have no responsibility or liability for third party websites and shall not be liable in any way for damage or loss caused in relation to the content, goods, products or services available through such third party websites.

Jurisdiction and applicable law

The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to our site although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.

These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

Variations

We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.

Severability

In the event that any term(s) or provision(s) of these terms and conditions is/are held by a court of competent jurisdiction to be invalid or unenforceable then the remainder of the terms shall remain valid and enforceable and you nevertheless agree that any court shall endeavour to give effect to IM Asset Management Limited’s intentions as reflected in the terms.

If you have any concerns about material which appears on our site, please contact us through the use of the "Contact Us" feedback form. Visitors of our site are invited to send email messages to us in order that we may respond to enquiries regarding our products or services.

Data Protection

Information about you and your visits to our site

For the purposes of the UK Data Protection Act 1998, the data controller in respect of any personal information provided is IM Asset Management Limited. We may process information about you in accordance with these provisions. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

We do not collect any personal information from anyone who is merely visiting or browsing our site. However, personal information may be requested from visitors who choose to respond to online surveys, to send us an email message or to apply for certain products and services online.

We collect and use certain types of information about people we deal with as part of our investment services activity. These include individual clients and prospective clients, our own employees, suppliers and others we conduct business with. The personal information that you provide to us will be used for a number of different purposes including: to help us develop new products and services; to contact you in relation to your enquiry; for internal analysis and research; to comply with legal or regulatory requirements; and to identify you when you contact us.

We may use external third parties to process your personal information on our behalf in accordance with these purposes. The personal information provided may also be shared with other organisations in order for us to comply with any legal or regulatory requirements. In addition, we may share your personal information with Irwin Mitchell LLP, Irwin Mitchell Scotland LLP and other companies which are under direct or indirect common control or associated with us for the purposes set out in this Data Protection statement.

The information collected is also used to maintain a record of communications between IM Asset Management and visitors to this site, and to comply with any applicable legal or regulatory requirements.

We will ask you for permission to use your personal data for marketing purposes. You will be given the option to agree to this where your personal data is collected.

Cookies

Like many other websites, our website uses cookies. One of the reasons we use cookies is to help us analyse how customers use our site and the success of our marketing campaigns. This means we can make informed decisions about improvements to the site and get a good understanding of the kind of content our customers like to read.

Cookies are small text files places on your computer when you visit our site. While they allow us to see patterns in customer behaviour, they do not allow us to indentify you specifically. No personal data is gathered about you.

When you visit our site, you will be briefly informed of what cookies are and how you can manage them. You will also be made aware that if you continue to use the site you are agreeing to the use of cookies. If you choose to disable the cookies, the majority of the site will work as normal. However without information on how people use our site, it is harder for us to make improvements and tailor our service to your needs.

The Cookies That We Use

Session Cookies

These cookies are essential for the website to function and will be set regardless of whether you allow other cookies. These cookies are not stored on your computer and will be deleted when you close your web browser.

* These cookies are essential for the website to function and will be set regardless of whether you allow us to place other cookies.

Persistent Cookies

The functionality cookies that we use allow us to monitor patterns of traffic on our website, accurately measure the success of our marketing campaigns and allow you to interact with social media while on our site. These cookies are stored on your computer and will expire after a set period of time.

How To Delete Cookies

To find out how to delete cookies, please refer to your web browser’s help section. More information is also available on the Interactive Advertising Bureau’s site, All About Cookies.

Complaints and Compensation

Complaints

If you have any queries or complaints about any aspect of the service you have received from IM Asset Management then please address them in the first instance to IM Asset Management c/o Head of Compliance.

Compensation

In the event of IM Asset Management being unable to meet its liabilities, you may be entitled to compensation under the Financial Services Compensation Scheme. Currently, the maximum level of compensation you can receive from the Scheme for a claim against an investment firm is £50,000 per person per firm.

Visit http://www.fscs.org.uk/ for further information on the Scheme.

Thank you for visiting our site.

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