This means you can be assured that we will:

• Seek to create a financial solution that finds the right balance between generating a lifetime income
• Keep enough cash aside for income shortfalls and emergencies
• Select the most tax-efficient solutions
• Provide the most appropriate level of capital protection
• Discuss investment options and strategies
• Introduce were appropriate services including tax returns, estate planning, savings and pensions and make introductions to experts in these areas if required.

Our specialist in-house team of investment managers select strategies to make the most of your personal injury compensation award. They will use their skill and experience to target the level of income and growth you need to help secure your financial future. 

Depending on your feelings about investment risk, we will then advise on how to build the most suitable strategy  using different assets including:
• National Savings including premium bonds
• Bank deposits
• Government and corporate bonds
• Property
• Equities / Shares (UK & International)
• Commodities, such as oil and gold

We can also take into account any particular preferences you may have including advice on Sharia based investments or instructions on ethical based investment portfolios.

We then select the appropriate range of financial products in which the investments are held so we can manage and where possible, reduce the tax that you pay.

A dedicated financial planner will guide you through the investment options in plain English all in an unpressurised and friendly environment.

• You will be kept fully updated and receive quarterly valuations giving updates on the performance of the investment portfolio,
• You, your deputy and family will receive annual statements of transactions containing all the necessary information to complete the annual tax return,
• You will be invited to annual meetings to discuss your on-going needs and objectives, your portfolio and any developments which may have taken place.

Once your investment profile and portfolio is agreed, our investment managers will make the day-to-day investment decisions for you. We will work within agreed parameters to actively manage your portfolio on a daily basis in order to generate returns without taking excessive risks with your award.

This approach allows us to make instant decisions and take advantage of any opportunities as they arise, so you can be safe in the knowledge that we always have your best interests in mind.

If investment markets are very uncertain, we will hold a larger proportion of your portfolio in short-term lower risk investments, such as cash and government bonds. However, if markets are looking confident, we can move more of the money into investments which can potentially take advantage of higher returns.

Many financial planners will only review annually before deciding if such changes should be made, potentially missing out on significant opportunities. Our team of investment managers always seek to have the money in the right place at the right time.

For more in-depth details of visit our investment management services.